This document provides an introduction to the most important aspects of isA and how they differ from student loans. It also examines the possible application of several federal consumer credit laws to ASAs, including the principles of fair credit. The growth and maintenance of human capital affects our quality of life. Education is the dominant factor in increasing human capital. In recent times, there has been a wave of funding opportunities that use risk-sharing functions. These participation agreements are gaining importance as a form of education funding and offer students greater flexibility in meeting their financial obligations than traditional student loans. In this white paper, we describe the general structure of the Revenue Sharing Agreement (ISA), illustrate the advantages of ISAs over student credit through the analysis of expected use and discuss why we believe that ISAs, as the preferred mechanism for financing human capital development through education, will continue to gain momentum. To read the full paper, please download the PDF below… Subscribe to this free journal for more articles on the subject. .
Political Economy: Budget, Deficit, &Debt eJournal. . . .